Your client’s employees will not be expecting the unexpected.
Rest assured, we will.
Group Critical Illness
Group Critical Illness (CI) insurance has evolved from a specialty insurance product and is increasingly becoming an integral part of employer group benefits plans. Research has shown that a significant number of Canadians will face the challenge of a critical illness in their lifetime.
2 in 5 Canadians will be diagnosed with cancer in their lifetime. 75% will survive.*
Half of new cancer cases will be lung, breast, colorectal, and prostate cancer.*
9 in 10 Canadians have at least one risk factor for heart disease or stroke.**
95% of Canadians who make it to hospital after a heart attack survive.***
How can your group benefit from Critical Illness insurance?
Everyone should plan for their financial security because no one is immune to illness. Critical Illness (CI) insurance provides a lump-sum benefit when the insured person is diagnosed with one of the covered critical illnesses.
CI insurance is a living benefit
CI insurance provides a tax-free lump sum
The benefit can be used at the insured’s discretion
CI coverage is complementary to other group benefits
Full recovery does not impact the payment of the benefit
Plan Features
31 covered conditions or can be customized to suit your clients’ needs
Multiple event coverage
Cancer recurrence benefit
Second medical opinion
31 Adult Covered Conditions
Alzheimer’s disease
Aortic surgery
Aplastic anemia
Bacterial meningitis
Benign brain tumour
Blindness
Cancer (life-threatening)
Coma
Coronary artery bypass surgery
Deafness
Dilated cardiomyopathy
Fulminant viral hepatitis
Heart attack
Heart valve replacement
Kidney failure
Liver failure of advanced stage
Loss of independent existence
Loss of limbs
Loss of speech
Major organ failure on waiting list
Major organ transplant
Motor neuron disease
Multiple sclerosis
Muscular dystrophy
Occupational HIV infection
Paralysis
Parkinson’s disease
Primary pulmonary hypertension
Progressive systemic sclerosis
Severe burns
Stroke (cerebrovascular accident)