Your clients have worked extremely hard to get where they are today.
Let’s secure their tomorrow.
Disability Insurance
Sutton Special Risk Disability insurance helps protect an employee’s financial security from a loss of income. Available on an individual or group basis, Sutton offers broad coverage, including special hazards such as high risk occupations, out of country exposures, and war & terrorism risk.
THE SUTTON ADVANTAGE
Our Disability insurance products offer clients the flexibility to purchase stand-alone short term or long term coverage. Our long term coverage provides a lump sum benefit if the insured is permanently and totally disabled. With a lump sum payment, the insured no longer needs to provide ongoing proof of disability, and they have the freedom to choose how they use the benefit, for example, invest in a business or pay down debt.
We offer protection for:
Employer Groups
Executives
High Net Worth Individuals
Top Up
Key Person
Buy/Sell Agreements
SUTTON SPECIAL RISK DISABILITY COVERAGE IS IDEAL FOR:
• Small, medium, or large employer groups
• The executive whose group disability benefits don’t extend to cover their earnings
• Business partners who want to ensure the viability of their company in the event one of them becomes disabled
• An organization that will suffer significant financial losses if one of its key employees is not able to work as a result of a disability.