We have designed a flexible and cost effective package incorporating valuable benefits
for employees planning to work out of the country for an extended period of time.
We also provide coverage for dependents, inpatriates, third country and local nationals.
Sutton provides a comprehensive suite of products including:
- Major medical
- Emergency medical evacuation
- Accidental death and dismemberment
- Kidnap and Ransom
Benefits can be purchased stand alone or packaged together, with flexible benefit
limits and preferred pricing with reduced underwriting.
The plan includes up to $5 million of Major Medical coverage.
Disability coverage includes both Temporary Total Disability (TTD) of up to $15,000
per month (higher limits are available), and a lump sum benefit for Long Term Disability
– either a flat benefit in an amount chosen, or calculated as the present value
of monthly benefits to age 65.
Accidental Death and Dismemberment coverage provides benefits of up to $2,000,000 for covered
Life insurance is available up to $1,000,000.
Kidnap and Ransom coverage provides important protection for employees working in
high risk regions around the world, or in commercially sensitive positions.
Most locations include War Risk coverage without additional charge. Benefits can
also be written on a War Risk Only basis to supplement existing policies with war
Emergency medical, security, and travel assistance services are provided by On Call International.